Guides / Rewards and loyalty
Loyalty programs: which are worth it?
Free programs at stores you already use, yes. Spending more to earn, no.
Loyalty programs at grocery stores, pharmacies and gas stations can save real money, if they fit how you already shop.
Usually worth it
- Free programs at the stores you use most
- Digital coupons for things already on your list
- Fuel rewards from your regular grocery shop
Watch out for
- Buying more to reach a reward threshold
- Paid memberships you don't use enough to cover the fee
- Points that expire
- How much data the program collects; check the privacy settings
General educational information. Terms change often; check with the provider. Nickel Perks isn't paid by any card company, retailer or program.