nickelperks

Perks Audit checklist

16 places to look for discounts, rewards and benefits you may already have.

Track your progress with a free accountGet the free Perks Finder Workbook

Everyday savings

Free perks most people skip.

  • Check what your library card includes beyond books Guide
  • Ask about group discounts you qualify for Guide
  • Learn the price adjustment policy at stores you use most Guide
  • Find free days at museums, parks and local events Guide

Rewards and loyalty

Only where they fit how you already shop.

  • Join free loyalty programs at stores you already use Guide
  • Check what your rewards card really earns after fees and interest Guide
  • Review the privacy settings of any cashback apps Guide
  • Note the end date of any deferred-interest promotion Guide

Benefits you already have

Through your job, cards and insurance.

  • Read your employer benefits guide end to end Guide
  • Confirm you get the full retirement match Guide
  • Find your card's guide to benefits Guide
  • Ask your insurer which discounts you qualify for Guide

Stay in charge

Once a year.

  • List every perk with reminders for credits that expire Guide
  • Check each annual fee against what you really used Guide
  • Cancel memberships that don't pay for themselves Guide
  • Stop any perk that makes you spend more Guide