Guides / Benefits you already have
Built-in credit card benefits
Warranties, protections and coverage you may already have.
Some credit cards include benefits that most cardholders never use. They vary a lot by card and change over time, so check your card's current guide to benefits.
Benefits some cards include
- Extended warranty on eligible purchases
- Purchase protection against damage or theft for a short period
- Rental car coverage, often secondary to your own insurance
- Cell phone protection when you pay your phone bill with the card
- Travel protections like trip delay or lost luggage coverage
How to use them
- Find your card's "guide to benefits" online or call the number on the back
- Keep receipts and card statements for bigger purchases
- File claims quickly; there are deadlines
General information. Benefits are set by each card issuer and network. Nickel Perks isn't paid by any card company, retailer or program.