Guides / Benefits you already have
Are your memberships paying for themselves?
Warehouse clubs, auto clubs and subscriptions, checked.
Paid memberships can be great value, or quietly cost more than they save. Once a year, do the math.
Questions to ask
- How much did I actually save last year?
- Did I use the perks I joined for?
- Is there a cheaper tier?
- Does my card, job or another membership already include this?
Common overlaps
- Roadside assistance through an auto club, your car insurance and your card
- Streaming included with your phone plan or library
- Cloud storage through work and a personal plan
General educational information. Terms change often; check with the provider. Nickel Perks isn't paid by any card company, retailer or program.